THE MORTGAGE PROCESS

PRE-QUALIFICATION

This is the initial contact.  A frank discussion of your situation with the loan officer should result in a determination of:

• The best type of loan for you.

• Your maximum loan amount.

• Where the loan officer should go for your financing.

The information used by the loan officer includes your:

• Job Stability

• Credit History

• Cash Assets

• Income

• Debts

• Property Value

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E-mail STEPHEN SINGER

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